Most wealth managers sell you pre-packaged portfolios: "conservative," "balanced," "aggressive." You get what they decided, not what you need.
We built something different.
Four systematic funds. Each does one thing exceptionally well. You stack them however your situation requires. Need a growth engine? 100% Apex. Want income and stability? Some Terra, Some Polaris.
Your allocation. Your decision. Our execution.
Four Funds.
Stackable Architecture.
Meet the Funds
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The growth engine. Systematic global equity exposure for clients who understand volatility and want long-term capital appreciation.
What it does:
Systematic quantitative equity positioning
Global diversification across sectors and regions
23/5 execution and monitoring
High conviction, high transparency
For growth seekers who can handle volatility
Asset Class: Global Publicly Traded Securities
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The foundation. Income-generating real estate for predictable growth and structural stability.
What it does:
Income-generating properties across jurisdictions
Conservative leverage, professional management
Boring by design
For income seekers who want predictable cash flow
Asset Class: Real Estate
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The constant. Fixed income positioning for stability, liquidity, and downside protection when markets panic.
What it does:
Government and corporate bonds
Liquidity reserve and downside cushion
Capital preservation focus
Actively managed futures overlay to optimise for stable returns
The fund you're grateful for in crashes
For anyone who needs stability and liquidity
Asset Class: Fixed Income, Futures
-
The complete portfolio. All-weather allocation across equities, real estate, and fixed income with systematic rebalancing.
What it does:
Systematic allocation across all three asset classes
Dynamic rebalancing based on market conditions
One fund, complete diversification
Set it and let it run
For clients who want comprehensive simplicity
Asset Classes: Multi-Asset
How Clients Actually Use These Funds
There's no "right" allocation. It depends on your situation, goals, and risk tolerance. But here are some common approaches:
-
Allocation: 100% Apex
Profile: Age 45-60, already wealthy, wants maximum
equity exposure
Why this works: Pure growth focus. High volatility
accepted as trade-off for long-term appreciation. -
Allocation: 50% Apex / 50% Terra
Profile: Age 55-70, wants growth plus quarterly income
Why this works: Equity upside combined with real
estate cash flow. Smoother ride than pure equities. -
Allocation: 40% Apex / 30% Terra / 30% Polaris
Profile: Age 50-65, wants diversified exposure without
daily management
Why this works: Growth, income, and stability working together. Reduced volatility, maintained upside. -
Allocation: 60% Terra / 40% Polaris
Profile: Age 60-75, preservation mode, wants reliable
income
Why this works: Income from real estate, stability from
fixed income. Capital preservation priority. -
Allocation: 100% Meridian
Profile: Any age, complex jurisdictional structure, wants
one decision
Why this works: We handle all tactical allocation shifts. Complete diversification, systematic management. -
Allocation: Whatever you decide
Profile: You have specific views or requirements
Why this works: It's your portfolio. Mix it however you
want. Change it whenever you need to.
Changing Your Allocation
Is Simple
Markets change. Your situation changes. Your allocation should be able to change too.
Here's how it works:
Text or email your portfolio manager: "I want to shift from 60/40 Apex/Terra to 50/30/20 Apex/Terra/Polaris."
We execute the rebalancing ASAP. No committee approvals. No questions about why.
Want to go from 100% Meridian to 100% Apex because you're feeling more aggressive? That's your call. We execute it.
No penalties. No judgement.
You're capable of making your own allocation decisions. We're here to guide you and execute them systematically.
We're excellent at systematic execution across these four funds. We're honest about what we can and can't control.
If you need something else, we'll tell you—and probably refer you to someone who does it better.